(218) 628-6180 Duluth, MN

Long Term Care Insurance for Your Future in Cloquet, MN

Long Term Care Insurance: Securing Peace of Mind

 


At Benes Insurance ~A Strong Company, we’re committed to helping you protect your future. Long-term care insurance offers the security of knowing that if you or a loved one needs care later in life, the costs will be covered. Our customized plans ensure that your specific needs are met with care and attention.

Why You Should Consider Long Term Care Insurance

Long-term care insurance helps cover costs that traditional health insurance doesn’t, such as personal care, home modifications, and professional in-home services. It’s an important part of financial planning to protect against unexpected healthcare costs. Reach out to Benes Insurance ~A Strong Company at 218-628-6180 to learn more about your options.

What’s Covered?

Long-term care insurance policies typically cover a variety of services, including:

In-Home Care

Skilled care provided in your home, allowing you to maintain your independence.

Assisted Living

Personal care and support services in a community setting.

Nursing Home

24/7 care and medical services in a nursing home facility.

Planning for Your Future

Planning for long-term care should start early. Whether you’re thinking about yourself or your loved ones, having the right insurance plan can save you from financial strain. Call 218-628-6180 to speak with one of our specialists and start planning today.

Average Costs of Care

The costs of long-term care vary depending on the type of care you require. Here’s a breakdown of what you can expect:

Type of Care Average Annual Cost
In-Home Care $55,000
Assisted Living $50,000
Nursing Home $104,000

Get in Touch Today

Ensure your future is protected with long-term care insurance from Benes Insurance ~A Strong Company. Contact us today at 218-628-6180 or fill out our online quote request form to get started on your personalized plan.